Construction Web guide: infrastructure, buildings, engineering, architectureHowrey
Web directory of federal, state, local governments; courts; legislatures; Congress; trade groups; businesses; colleges; libraries; publications; international agencies affecting construction, engineering, architecture, infrastructure Web directory of resources on licensing, registration, building codes, new projects, bidding, financing, environment, specifications, e-commerce, laws, regulations, insurance, bonds, jobs, safety, best practices, engineering, architecture, training Web guide to dictionaries; encyclopedias; reference materials; business and international travel resources; people finders; telephone numbers; Web addresses; postal codes; currency, metric converters; time zones; calendars; travel; news
More than 500 online news and legal reports on construction law, including claims, payment remedies, damages, government contracting, insurance, building codes, licensing, technology, arbitration, engineering, architecture, infrastructure
Site SearchSite MapRegistrationAbout HowreyConstructionWebLinksContact Us
New Projects, Bidding
Financing for Projects
Engineering and ArchitectureE-CommerceSpecifications
Best PracticesLicensingBuilding Codes
Laws, Regulations
Legal  and Contracts
Insurance, Bonds
Public Records
Jobs and Careers
Training, Education
Labor and Employment
Meetings, EventsStatistics
Industry Topics: Financing for Projects

Lists of Banks, Commercial Lenders, Housing Finance Resources and Tools for Finding Them



African Development Bank Group

Multilateral development institution that provides financial support and professional advice for economic and social development activities in Africa. Includes information about financial and credit programs. Countries includes loan and grant approvals, statistics, policies, standard contract documents by country. Finance lists current, historic public and private sector lending rates; provides information about lending products; credit ratings; risk management papers and documents. Under Topics, Private Sector Operations provides project briefs, eligibility criteria, application procedures, checklists.

Alabama Department of Economic and Community Affairs

Contains information about Community Development Block Grant and other community development and community service programs; Appalachian Regional Commission forms and documents. Science, Technology and Energy Division provides overview of energy programs, including Rebuild Alabama assistance program and Local Government Energy Loan Program application and brochure.

Alabama, Economic Development Partnership of

Provides overview of incentives and assistance programs, including Capital Investment Tax Credit.

Alabama Housing Finance Authority

Contains list of recipients, brochures and overview of programs to finance multifamily and low-income housing development, including HOME, Low-Income Housing Tax Credit, Alabama Multifamily Loan Consortium and Multifamily Mortgage Revenue Bonds programs.

Alaska Department of Commerce, Community and Economic Development

Economic Development Resource Guide contains index and database of financial and technical assistance resources. Financing for Public and Private Projects provides links to development agencies.

Alaska Department of Environmental Conservation

Division of Water Quality provides information on water financial assistance program. Division of Facility Construction and Operation contains regulations, capital budget priority lists, applications, and program and technical assistance information for small public water system grants and financing assistance programs.

Alaska Department of Natural Resources

Division of Agriculture provides loan terms, eligibility guidelines, restrictions and application procedures for the Agricultural Revolving Loan Fund, which finances construction and renovation of farm buildings, food processing facilities and other projects. State Historic Preservation Office provides information about rehabilitation tax credits and lists projects.

Alaska Department of Revenue

Alaska Municipal Bond Bank Authority provides forms and program and eligibility information.

Alaska Housing Finance Corporation

Provides information about senior and multifamily housing development financing and about HOME, low-income housing tax credit and other financing programs.

Alaska Industrial Development and Export Authority

Contains project finance FAQs. Provides information about the Loan Participation Program, which provides long-term financing to Alaska businesses for commercial facilities projects or for refinancing existing loans, and about the Development Finance Program, which provides financial assistance for roads, ports, airports, utilities, infrastructure for tourism and other public use facilities. Alaska Energy Authority provides information about the Power Project Loan Fund, including project examples, applications and compliance manual, and about assistance programs for upgrading bulk fuel storage systems and rural power systems. Includes project listings, statutes and regulations.

Arizona Department of Commerce

Provides program information and forms for private activity bonds, which can be used for the construction of industrial and manufacturing facilities and the purchase of equipment. Includes information about tax credits and incentives.

Arizona Department of Environmental Quality

Water Quality Division provides information about Water Quality Improvement Grant.

Arizona Department of Housing

Provides information about housing finance programs from the Housing Commission, Housing Finance Authority and Public Housing Authority.

Arizona Department of Transportation

Highway Expansion and Extension Loan Program (HELP) contains applicant handbook, application, program information. Aeronautics Division provides information about airport financing programs.

Arizona State Historic Preservation Office

Provides information about grant and incentive programs for historic preservation and rehabilitation programs; State Historic Property Tax Reclassification for Owner-Occupied Homes; and preservation review and compliance.

Arizona Water Infrastructure Finance Authority

Contains clean water, drinking water and technical assistance program eligibility guidelines; loan and grant information; project requirements; application procedures and applications; list of funded projects; contact information; statutes and rules. Can view or order publications online.

Arizona Water Protection Fund

Lists funded projects. Contains policies and application guidelines; sample forms; and application forms.

Arkansas Capital Corporation Group

Provides program information, guidelines and applications for ACC loans that can be used to fund the purchase of real estate, new construction, machinery and equipment and for working capital. Arkansas Certified Development Corporation provides information and application for its 504 Loan Program.

Arkansas Department of Economic Development

Financing, Incentives, and Taxation provides information about industrial revenue bond, bond guaranty, small business loan, tax increment financing and other financing programs.

Arkansas Department of Environmental Quality

Customer Service Division provides information and application package for small business environmental loan program.

Arkansas Department of Health

Provides preliminary application for Drinking Water State Revolving Loan Fund.

Arkansas Development Finance Authority

Contains information, applications, guidelines, RFPs, publications and program activity for economic development and housing finance programs, including Capital Access Program; Speculative Building Loan Program, which provides financing for building speculative industrial facilities; Disadvantaged Business Enterprise Program, which helps provide working capital for minority- and women-owned businesses; Waste Water Revolving Loan Fund, which provides financing to municipalities for improvements to waste water treatment facilities; HOME program, which provides grant funds to develop low-income housing; and Low Income Housing Tax Credit Program.

Arkansas Soil and Water Conservation Commission

Provides information about and applications for financing assistance programs for water conservation, development and management.

Asian Development Bank

Regions and Countries includes member country data, country assistance plans. Financial Resources includes information about official and commercial co-financing and guarantees for large infrastructure projects; profiles of public and private sector projects under consideration for direct financing by ADB and for which co-financing is being sought; private sector development information; project profiles; information about LIBOR-based loan products offered by the bank, including conversion guidelines, indicative lending rates, historical data. Under Topics, Private Sector Development provides information about financing products.


Bank and Thrift Rating Services for Consumers

Lists Web-based and other bank rating services, which cover banks, bank holding companies, savings and loans, and savings banks. These services usually assign each institution a letter grade or numerical ranking to indicate the safety or soundness of the institution. Provides address, phone number and Web link; product cost and description; types of institutions covered, and rating method used.

Banks, Commercial Lenders

U.S. bank and commercial lender Web sites typically provide information about their individual, small business and corporate banking services, including loan programs for real estate financing and project finance. Some provide loan terms, conditions and underwriting criteria. Some also provide online loan application forms or prequalification forms. Most Web sites include a branch locator and a list of contact names, with telephone numbers. International bank Web sites typically provide information about their corporate banking services, sometimes including their capabilities in specific project areas, such as power and infrastructure. Some include examples of past projects financed by the bank. Most list offices worldwide and provide contact names and telephone numbers. For links to particular lenders and to Finding Tools for locating lenders, click here.


Provides overview of financial programs and incentives for energy effective design and high performance buildings in the Pacific Northwest.


California Business Portal

Business Financing provides links to Industrial Revenue Bonds, Downtown Rebound Capital Improvement Program, other financing programs.

California Department of Boating and Waterways

Provides information about grants and loans available to public entities for construction of boating facilities and to public and privately owned marinas for planning, construction, rehabilitation or expansion of small craft harbors and boating facilities. Includes grant guidelines, applications and a sample Construction Loan and Operation Contract. Includes full text of the National Boating Infrastructure Grant Program.

California Department of General Services, Office of Public School Construction

Provides information about new construction and modernization grants; project apportionments and approvals; other funding information.

California Department of Housing and Community Development

Lists department loans and grants; posts notices of funding availability; provides development and planning information; loan and grant program directory. Contains Clearinghouse for Affordable Housing and Community Development Finance, a database of information on housing programs, government aid, private lenders and foundation grants. Each program listing identifies goals, eligible activities, types of funding, application deadlines and current funding availability. Database is updated monthly.

California Department of Water Resources

Division of Planning and Local Assistance provides program overview, eligibility guidelines, application evaluation criteria and loan terms for the Water Conservation Bond Law loans and grants programs.

California: Go Solar (California Energy Commission and California Public Utilities Commission)

Provides information about California Solar Initiative, which offers more than $2 billion in incentives over the next decade for existing homes and existing, new commercial, industrial, agricultural properties, and New Solar Homes Partnership, which manages $350 million program to encourage solar in new home construction. Provides program guidebooks; FAQs for consumers and builders; application instructions, forms, online status check; information on solar programs for schools, non-profits, commercial and industrial buildings; information about rebates, incentives, tax credits.

California Housing Finance Agency

Contains loan terms, requirements, applications and other resources for multifamily new construction, acquisition/rehabilitation and special needs housing construction/rehabilitation programs. Includes information about permanent, bridge and pre-development loan programs and Architectural Processing Requirements. Provides information about Single Loan Reservation System that allows CHFA-approved lenders to lock in an interest rate on loans for both new construction and resale homes; lists CHFA approved lenders. Provides information about Self-Help Builder Assistance Program and list of non-profit builders.

California Infrastructure and Economic Development Bank

Finances infrastructure projects by making low-cost loans to public agencies and issuing tax-exempt bonds for infrastructure and economic development projects. Provides program information, applications, contacts for infrastructure revolving fund program, financing for energy efficiency projects, industrial revenue bond programs.

California State Treasurer: Financing Boards, Authorities and Commissions

Provides links to state financing boards, authorities and commissions, including: Alternative Energy and Advanced Transportation Financing Authority, Educational Facilities Authority, Health Facilities Financing Authority, Industrial Development Financing Advisory Commission, Pollution Control Financing Authority, School Finance Authority, Tax Credit Allocation Committee, and Urban Waterfront Area Restoration Financing Authority. Web page for each authority usually provides financing program overview, applications and forms, regulations, and program documents.

California State Water Resources Control Board

Provides information about funding and loan programs, including for agricultural drainage, water quality, watershed protection, construction of wastewater treatment facilities, water recycling, groundwater improvement and protection, above-ground storage tanks, underground storage tank clean-up. Includes M/WBE participation guide, contract preparation guide, forms, project schedules and contract/grant summary.

Caribbean Development Bank

Lists 21 regional and 5 non-regional member countries and territories. Offers online consultant registration. Procurement contains procurement guidelines, selection procedures, listing of opportunities. Projects/Programmes lists approved and pipeline projects; provides information about Basic Needs Trust Fund. Publications includes annual reports, economic indicators, policies, member countries public debt report.

Catalog of Federal Domestic Assistance

Online catalog of federal domestic assistance programs available to state and local governments; territories; public, quasi-public, for-profit and non-profit organizations and institutions; specialized groups; and individuals. Provides information on types of financial and non-financial assistance; uses and restrictions; eligibility requirements; application and award process; contacts; examples of funded projects; criteria for selecting proposals; and guidelines and policies.

Charter Schools Development Corporation

Offers financing programs to help secure capital financing and leases for public charter schools nationwide. Building Block Fund offers credit enhancements and financing guarantees for school facilities; lists participating lenders.

Colorado Department of Labor and Employment

State Fund Section provides information about Petroleum Storage Tank Fund, which reimburses eligible applicants for allowable costs incurred in cleaning up petroleum contamination from petroleum storage tanks; consultant list; cost guidelines; policies; and forms.

Colorado Department of Natural Resources

Water Conservation Board contains water project construction loan program information.

Colorado Department of Public Health and Environment

Provides information, guidelines, contacts, application for Brownfields revolving loan fund.

Colorado Division of Housing, Department of Local Affairs

Contains information about financing programs for low- and moderate-income housing development, downloadable loan application and publications.

Colorado Housing and Finance Authority

Contains requirements, eligibility and compliance guidelines; fee schedule; loan terms; application process overview; contact numbers and informational packets for financing programs for the acquisition, rehabilitation and new construction of rental housing, including tax-exempt and taxable bond loans and Low Income Housing Tax Credit. Provides information about Business and Industry Loan Program offered to businesses in small communities, with loans used to finance real estate, equipment and machinery; Brownfields Revolving Loan Fund; CHFA Direct Loan Program for small businesses seeking financing for real estate and/or manufacturing equipment; Quality Investment Capital (QIC) Program for small businesses, which provides long-term financing for real estate, working capital and equipment; RENEW Colorado, which provides financing to businesses for waste diversion or recycling activities in their operations; and Rural Development Loan Program direct real estate loans.

Colorado Office of Archaeology and Historic Preservation

Provides information and forms for Preservation Tax Credits and State Historical Fund financing programs for historic preservation projects.

Community Development Financial Institutions Fund

Promotes economic revitalization and community development through investment in and assistance to community development financial institutions. Provides information about New Markets Tax Credit Program for community development organizations and Bank Enterprise Award incentive program. Can search award database by location, program, year, other criteria.

Community Reinvestment Fund

Non-profit organization established to provide capital to community development lenders in low- to moderate-income communities. Provides information about loan services.

Community Transportation Association

Transit Financing provides information about Transportation Lending Services Corporation, which offers loans for improvement or expansion of transit programs in rural areas and raises capital through cooperative agreements with the Department of Agriculture, Small Business Administration and other agencies. Contains online guide to federal funding opportunities for community transportation providers; new funding announcements; articles.

Comptroller of the Currency, Administrator of National Banks, Community Reinvestment Act Information

Provides information about the Community Reinvestment Act, which was enacted to prevent redlining and to encourage banks and thrifts to help meet the credit needs of all segments of their communities, including low- and moderate-income neighborhoods. Contains database of Community Reinvestment Act performance evaluations searchable by bank name, state or performance rating; listings of bank evaluations coming due by fiscal quarter; monthly evaluation lists since 1996; annual surveys of credit underwriting practices; CRA regulations; guides and other data.

Connecticut Department of Economic and Community Development

Contains information about federal and state financing programs and a list of local organizations that provide financing for regional and local projects. Provides program overviews, eligibility guidelines, funding information and other resources for housing finance programs and a listing of local housing authorities. Includes Small Cities Community Development Block Grant Program information, with recent grant releases by city; brownfields funding program information; housing programs legislation and affordable housing appeals regulations.

Connecticut Development Authority

Contains list of lending partners, information about loan programs for machinery, equipment or real estate financing, and applications and publications.

Connecticut Economic Resource Center

Program Finder includes links to financing programs and agencies and organizations that provide contact information and details about financial assistance options. Business owners can review information and download brochures about business tax incentives.

Connecticut Housing Finance Authority

Provides information about multifamily and tax-credit financing programs.

Consultative Group to Assist the Poor

Consortium of 28 public and private development agencies working to create permanent financial services for the poor in developing countries through microfinance. Provides information and publications about microfinance and other financing mechanisms.

Council of Development Finance Agencies

National association comprised of public, quasi-public and private companies involved in municipal and development finance. Contains information about industrial development bonds.


Offers credit union research and analysis. Rates & Indicators compares financial product rates offered by banks and credit unions, organized by state or financial product; provides credit union indicators and key economic indicators.


Delaware Department of Natural Resources and Environmental Control

Brownfield Program provides information and application for Hazardous Substance Cleanup Loan Program for small businesses and non-profits conducting investigations and remediations. Loans and Grants provides information about loans and grants for wastewater facility planning, construction and underground remediation loan program.

Delaware Economic Development Office

Funds and Grants contains overviews of the Industrial Revenue Bond Financing, Economic Development Loan, Delaware Access, other financing programs.

Delaware State Housing Authority

Provides information about developer financing programs, including Housing Development Fund, HOME, Housing Tax Credits, Multi-Family Mortgage Revenue Bond, Housing Capacity Building Program, Community Development Block Grants. Contains Draw Requisition Process and Cost Certification Guide for mortgagors and contractors.

Department of Agriculture Rural Housing Service

Provides information about loans and grants available to developers for the construction and renovation of multi-family housing facilities and community facilities in rural areas. Includes eligibility guidelines, intended fund uses and overview of the application process. Provides links to Rural Development Field Offices that offer detailed information about loan programs and applications for financial assistance; state rural development offices. Provides rural development regulations, procedures, handbooks and forms.

Department of Agriculture, Rural Utilities Service

Provides rates, terms, eligibility guidelines, policies and application procedures for electric, telecommunications and water infrastructure development programs. Includes RUS notices published in the Federal Register of interest to electric program borrowers; loan regulations. Lists Electric Program borrowers by state.

Department of Commerce, Economic Development Administration

Established to provide financial and other assistance to distressed communities by implementing economic development and revitalization strategies. Contains revolving loan guidelines and manuals; requirements for construction projects; overviews of the pre-application and application processes; information about funding programs, grant requirements; funding availability notices; statutes and regulations. Tools of the Trade gives examples of projects, provides context, planning requirements and types of economic development assistance. Economic Development Directory provides contact information for economic development professionals by state.

Department of Energy, Energy Information Portal

Financing provides information about energy financing and incentives, including commercial building energy efficiency financing; renewable energy investment incentives; SBA loan programs for energy-related businesses; utility and federal, state and local government energy financing.

Department of Energy, Office of Energy Efficiency and Renewable Energy

Financing provides information about energy efficiency grants and financial assistance programs for small businesses, building industry, utility industry, state and local governments, and federal buildings.

Department of Housing and Urban Development

Provides information about grants, loans and tax credit programs available to agencies, organizations and companies involved in housing and other community development activities. Posts notices of funding availability. Includes list of grants and loans available; information on grant and loan eligibility, application process and requirements; technical guidance; and downloadable forms. Offers access to HUD's official repository of policies, procedures and other materials; online databases of mortgage sales, approved lenders, projects approved for FHA financing and other data. Pages for lenders, multifamily industry, small businesses and other specific user groups gather HUD resources of interest to such groups. Provides information about capital financing for hospitals.

District of Columbia Department of Housing and Community Development

Lists assistance programs, including Construction Assistance, Distressed Properties Improvement, Housing Production Trust Fund, Low Income Housing Tax Credit and Multi-Family Housing Rehabilitation Loan. Provides links to development corporations; public and private assistance organizations.

District of Columbia Housing Finance Agency

Includes information about financing, tax credit, and loan programs available to developers of affordable and mixed-income housing in the District of Columbia; notices of funding opportunities.


Economic Development Directory

Directory of more than 2,000 links to economic development agencies, consultants and associations worldwide, listed by continent and country and by U.S state.

Enterprise Community Partners

Non-profit corporation that provides capital for affordable housing and community development. Provides overview of programs, financial products, local activities by state; Enterprise Resource document database.

Environmental Protection Agency

Environmental Finance Program provides information about financing programs for environmental activities. Can download "A Guidebook of Financial Tools: Paying for Sustainable Environmental Systems."

European Bank for Reconstruction and Development

Can access "Financing with the EBRD" guide for companies and entrepreneurs seeking EBRD financing for projects in the region; information about co-financing and private sector financing; a guide to small- and medium-sized enterprise financing; project summary documents organized by country, sector or date; and project finance glossary. Country and Sector includes information about financing products and contacts.

European Investment Bank

Includes overview of the project financing process, general information about types of loans available, contact information, list of all projects since 2001, and overview of country-by-country financing activities.

Export-Import Bank

Independent U.S. government agency that helps finance overseas sales of U.S. goods and services in order to help U.S. exporters compete against foreign suppliers. Provides information about working capital, direct loan, guarantee, project finance and structured finance programs, including eligibility, financing terms, interest rates, fees and applications. Can fill out letter of interest online. Country limitation schedule lists conditions for financial support by country. Provides exposure fee online calculator and advice tables for medium- and long-term loans, guarantees and insurance. Can download technical handbook on working capital guarantee program, agreements, forms and brochures. Offers seminars for exporters and lenders. Lists working capital and medium- and short-term financing lenders; lists lenders by state.



Nation's largest provider of funds for home mortgages and housing and community development. Information about affordable, conventional and equity financing for multifamily housing includes financing features, terms, underwriting, eligibility, and listings of affordable financing and lenders. Affordable Housing and Community Development provides information about rural housing, manufactured housing, employer-assisted housing and other community development loan plans. Includes lender database.

Farmer Mac

Secondary market for first mortgage agricultural real estate loans created by Congress to improve the ability of agricultural lenders to provide credit to farmers, ranchers, rural businesses and rural communities. Provides overview of programs.

Federal Highway Administration

Innovative Finance provides information about State Infrastructure Banks, which are investment funds at the state or regional level that make loans and provide other forms of credit assistance to public and private entities to carry out highway construction and transit capital projects. Includes SIB primer; FHWA guidance for administering the SIB pilot program; downloadable "Innovative Finance" newsletter issues that provide project highlights and SIB updates. Transportation Infrastructure Finance and Innovation Act Program includes program guide, applications, notices of funding availability, related laws and regulations, links to projects, and project credit risk assessments.

Federal Housing Finance Board

Provides links to Web sites of the Federal Home Loan Bank's 12 district banks. Those sites include information about community investment programs and initiatives, financing products and services, rate sheets, membership directory, and other resources. Provides information, regulations and statistics for affordable housing program and information about economic development programs and standby letters of credit. Contains monthly interest rate surveys.

Federal Railroad Administration

Railroad Rehabilitation and Improvement Financing program provides loans and loan guarantees for acquisition, construction, improvement and rehabilitation of intermodal or rail facilities and equipment, including track, components of track, bridges, yards, buildings and shops.

Federal Reserve Board, Community Reinvestment Act

Provides information about the Community Reinvestment Act, which was enacted to encourage depository institutions to meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. Provides database of Community Reinvestment Act bank performance ratings searchable by name of bank, city and state, with performance rating. This database contains information mainly on state-chartered banks that are members of the Federal Reserve.

Federal Transit Administration Budget Information

Contains overview of federal funds made available to Federal Transit Administration, U.S. transit agencies, state Departments of Transportation, and metropolitan planning organizations for transit purposes.

Florida Department of Community Affairs, Division of Housing and Community Development

Provides information about Community Services Block Grant, Community Development Block Grant and other financing programs.

Florida Department of Environmental Protection

Provides information about State Revolving Loan Fund for wastewater, drinking water, stormwater and water supply restoration projects; lists current rates.

Florida Department of Transportation, State Infrastructure Bank

Includes program overview, links to applicable statutes, application format guidelines, loan agreements, and list of approved projects and finance plans.

Florida Division of Historical Resources, Bureau of Historic Preservation

Provides information about historic preservation grants for restoration of historic structures and buildings.

Florida: eFlorida

Small Business provides tax and incentive information; links to directories of financial institutions. Florida Resource Directory is a searchable database of financing and other assistance programs for local communities.

Florida Housing Finance Corporation

Contains fact sheets, rules, application forms, notices of funding availability, current year's scores, and other resources for SAIL, SHIP, HOME, Housing Credit, predevelopment loan and other multifamily development financing programs.

Florida Resource Identification Strategy

Database of information on potential funding sources for disaster preparedness, response, mitigation, recovery and long-term redevelopment projects from federal, state and other services.

Freddie Mac

Multifamily provides information about mortgage products for acquisition, refinance, rehabilitation and construction of multifamily apartment buildings, including eligibility, minimum and maximum loan amounts, terms, conditions, requirements, fees, and downloadable guides and forms. "Financial and Housing News" contains quarterly economic and housing forecast; quarterly housing and refinance survey; weekly mortgage rate survey; quarterly conventional mortgage home price index; economic and housing forecast; and housing and refinance survey. Lists approved Program Plus lenders; offers Multifamily E-Guide free to Program Plus lenders and by subscription to others; provides E-Guide forms, opinion letters, electronic documents and mortgage statistics.


Georgia Department of Community Affairs

Grants and Loans contains information about Community Development Block Grant, HOME, CDBG Loan Guarantee, Downtown Development Revolving Loan Fund, Affordable Rental Housing Development Financing and other financing programs. Visitors can download Office of Affordable Housing Development application, instructions and allocation data. Office of Economic Development provides information about Downtown Development Revolving Loan Fund and Economic Development Financing Packet, with facts about federal, state and local financing programs for businesses in or relocating to Georgia.

Georgia Environmental Facilities Authority

Provides loan applications, sample application letters, loan requirements and loan rates for State Revolving Loan Fund programs; water and wastewater Georgia Fund, emergency loan and construction loan programs; and energy, solid waste and underground loan programs.

Geothermal Heat Pump Consortium

Federal & State Incentives lists tax credit and other incentive programs for geoexchange systems by state for more than 20 states.

Gateway to government loan information created by five federal agencies: Department of Agriculture, Department of Education, Department of Housing and Urban Development, Department of Veterans Affairs and Small Business Administration. Provides loan information, requirements, application process and contact directory; information about business loans; and business resources.

Allows organizations to electronically find and apply for competitive grant opportunities from more than 900 grant programs offered by the 26 federal grant-making agencies. Can search for grants by number, date, keyword, agency and other criteria; download grant application package and instructions; complete and submit applications online.


Hawaii Department of Business, Economic Development and Tourism

Find Financing provides list of lenders, financing programs, and Hawaii Emergency Loan Program application.

Hawaii, Housing and Community Development Corporation of

Provides information about interim and permanent financing as well as financial incentives and support programs available to housing developers. Includes information about Rental Housing Trust Fund, which provides "equity gap" low-interest loans or grants to qualified owners and developers of affordable housing units.

Hawaii Strategic Development Corporation

This state agency was created to promote economic development by providing investment capital to businesses. Provides overview of indirect investment policy, investment process, seed capital program and venture capital program.

Home Depot Foundation

Provides information about grants offered through the Affordable Housing Built Responsibly grant program to support the production and preservation of affordable and efficient housing.

Web site of the "Affordable Housing Finance" and "Apartment Finance Today" publications. Can view current issue and archive since 2000; rankings of top 50 owners, top 50 developers and top 10 acquisition companies; professional services directory; industry news stories. Can order latest "Apartment Finance Sourcebook." Provides links to state and local housing resources.


Idaho Department of Commerce and Labor

Communities provides handbooks, manuals, application forms and other resources for the Community Development Block Program.

Idaho Department of Environmental Quality

Provides information about drinking water and wastewater loans and grants.

Idaho Department of Water Resources

Energy Division contains loan eligibility criteria, terms, overview of application process; forms for energy conservation projects in the commercial/industrial sector and for government, school, hospital and health-care facilities; information on energy performance contracting and financing program; sample RFP, contract. Water Resource Board provides forms and information for financing programs for water projects.

Idaho Housing and Finance Association

Provides information about multifamily development financing, such as permanent loan, construction loan, subordinate financing, Housing Tax Credit programs. Includes information on funding accessibility improvements; grants, financing for single-family homes. Provides information and data on housing; resources for developers, including construction and permanent loans, tax credits, financing, preservation resources; information for investors; compliance resource.

Idaho Local Highway Technical Assistance Council

Provides information about local funding programs for highway construction projects.

Illinois Department of Commerce and Economic Opportunity

Provides eligibility criteria, overview of application process and submission requirements for public infrastructure development funding programs and information about loan programs for large and small businesses.

Illinois Development Finance Authority

Provides information about development participation loans, rural development loans and title IX revolving loans.

Illinois Environmental Protection Agency

Bureau of Water provides information and application forms for financial assistance programs available to help implement local water projects.

Illinois Historic Preservation Agency

Provides information about financial incentives for historic building rehabilitation.

Illinois Housing Development Authority

Contains program guidelines, important dates, underwriting guidelines and examples of recent projects for the HOME, Trust Fund, Low-Income Housing Tax Credits and Multifamily Financing programs. Visitors can request program applications online.

Indiana Bond Bank

Provides information, fee schedules and applications for the Bond Anticipation Note program, which assists communities in issuing interim financing for construction projects; Water Utility Revenue Bond program; Equipment Lease Purchase program; and other financing programs.

Indiana Department of Environmental Management

Office of Water Quality provides information about water grants and Revolving Loan Program.

Indiana Finance Authority

Provides information about Capital Access, Brownfields Redevelopment, Volume Cap, Tax-Exempt Bond, Small Bond and Loan Guaranty programs. Program resources include applications, guidelines, award listings and participating bank listings.

Indiana Housing and Community Development Authority

Contains overview of and applications for the Rental Housing Tax Credit program and the Housing from Shelters program that provide grants and loans for rehabilitation or new construction of affordable housing.

Indiana Port Commission

Provides case studies and information about development financing.

Infrastructure Journal

Periodical covering infrastructure project finance. Global Directory lists private equity funds, arrangers, developers, advisers involved in the project finance and infrastructure market. Global Project Finance Database, available to subscribers, contains technical and financial details of more than 2,000 infrastructure projects worldwide.

Innovative Finance for Surface Transportation

Sponsored by American Association of State Highway and Transportation Officials (AASHTO) and created with research funding from National Cooperative Highway Research Program, this Web site provides information on federal, state, local and private funding of highways, passenger rail and bus systems, intermodal links, intelligent transportation systems, other related facilities, with an emphasis on innovative alternatives to traditional funding methods. Provides project profiles, research library, statistics, data.

Inter-American Development Bank

Countries contains financing information for the 26 borrowing countries. Private Sector Department provides project database; information about structured and corporate finance lending; political risk and credit guarantees; capital markets initiatives. Finance provides information about debt issuance, loan management, financial products; historic LIBOR rates.

Internal Revenue Service, Homebuilder Energy Credit

Provides overview, eligibility rules and requirements for the Homebuilder Tax Credit available to builders of energy-efficient homes.

International Finance Corporation

A member of the World Bank, IFC is a source of loan and equity financing for private sector projects in the developing world. Includes information about financial products and sources of project finance; IFC financing application guide; guidelines on preparing investment proposals; an overview of the project cycle; and Summary of Project Information database with information on sponsors, shareholders, project cost and purpose, and environmental issues. Environmental Business Finance Program welcomes investment proposals seeking IFC financing for private-sector projects in developing countries with specific environmental benefits.

International Project Finance Association

International non-profit organization promoting and representing the interests of those involved in project finance. Can access membership directory; upcoming events. Infrastructure Review quarterly and library of project finance articles are available to members only.

International Union for Housing Finance

Provides information about trends in housing finance and mortgage lending from around the world. Includes business development opportunities forum, country-specific trend reports and list of publications available to order.

Iowa Department of Economic Development

Division of Community and Rural Development provides information about and applications for the Rural/Community Planning Development Fund, Revitalization Assistance for Community Improvement Grant Program, Housing Fund and Local Housing Assistance Program; financing program documents.

Iowa Department of Natural Resources

Water Quality Bureau provides information, forms and participating lender list for the Onsite Wastewater Loan Program and Drinking Water State Revolving Fund Program. Resource Enhancement and Protection Program provides information about Historical Resource Development Program; Open Space Acquisition and Development Fund.

Iowa Department of Transportation

Iowa DOT Funding Guide contains information for local governments, organizations and individuals on funding assistance from DOT.

Iowa Finance Authority

Contains program overviews, eligibility guidelines, applications, loan terms, and other resources for Low-Income Housing Tax Credits, Multifamily Preservation Loans, Mainstreet Revitalization Loans, Senior Living Revolving Loan Fund, construction loans for development of affordable single-family housing and other economic development programs. Provides information about environmental programs that finance underground petroleum storage tank improvements; State Revolving Fund to assist in upgrading or constructing local wastewater and drinking water projects; local housing assistance programs; and Correctional Facility Program created to finance the construction or renovation of correctional facilities.

Iowa, State Historical Society of

Provides information, guidelines and applications for historical preservation grants and federal and state tax credits.

Islamic Development Bank

International financial institution established to foster the economic development and social progress of member countries and Muslim communities. Lists 56 member countries, with subscription capital figures and socio-economic statistics. Projects provides project financing strategies, overview of financing instruments and project life cycle, project policies and procedures. Trade contains information about trade financing and World Trade Organization assistance program. Opportunities contains invitations to bid.


Kansas Department of Commerce

Provides information about business assistance, housing development and community development financing programs; applications. Communities lists commerce field offices; provides overviews, documents, forms for grant, loan, other assistance program

Kansas Department of Transportation

Provides application for State Rail Service Improvement Fund. Includes information about Transportation Revolving Fund, airport improvement grants; Local Rail Freight Assistance and Rail Rehabilitation and Improvement funds.

Kansas Development Finance Authority

Contains information about Kansas Equity Fund, which utilizes federal tax credits allocated to Kansas for low-income, multi-family rental housing; IMPACT program, under which Kansas Department of Commerce and Housing offers assistance to businesses in constructing, renovating or equipping business facilities and with other capital investment costs; educational facilities, healthcare facilities and state project bond financing programs. Provides application packages and fee schedule.

Kansas Housing Resources Corporation

Provides overviews and resources for many housing development programs, including Community Housing Development Organization, Community Services Block Grant Program, Housing Tax Credits, Rental Housing Enhancement Fund.

Kansas Rural Water Association

Provides information about Public Water Supply Loan Fund and programs from the Rural Water Finance Authority.

Kansas State Conservation Commission

Provides information about financial assistance for projects involving water conservation, non-point source pollution, wetland protection, dam construction or renovation, watershed planning, land reclamation, stream rehabilitation; directory of conservation and watershed district.

Kansas State Historical Society

Provides information about historic building preservation grant and tax incentive programs; historical survey; assessment guide and guidelines.

Kentucky Cabinet for Economic Development

New Business contains information about business finance and tax incentive programs developed by the Kentucky Economic Development Finance Authority and provides a downloadable Kentucky Business Incentives fact sheet. Contains a listing of federal, state and regional government programs for land acquisition, building construction and capital equipment and provides program overviews, contact information, eligibility requirements, loan terms and availability. Provides links to other sources of financing, such as investment banks, venture capital firms and regional banks.

Kentucky Department for Environmental Protection

Division of Waste Management provides information about Petroleum Storage Tank Environmental Assurance Fund and Superfund, Brownfields programs. Division of Water provides information about Drinking Water and Clean Water State Revolving Fund

Kentucky Housing Corporation

Provides information and contact numbers for rental housing production financing programs and the Housing Development Fund; HOME Program manual; Nonprofit Housing Production and Repair Program guidelines and procedures; and Community Housing Development Organization program policies and application form.

Kentucky Infrastructure Authority

Contains program and loan information for Waste Water Revolving Fund, Infrastructure Revolving Fund and Solid Waste Revolving Fund; project profiles; regulations.

Kentucky Natural Resources and Environmental Protection Cabinet

Division of Water contains Drinking Water State Revolving Fund documents, notices and regulations.


Lending Club

Social lending network in which members can lend and borrow money at better than conventional interest rates for both lenders and borrowers. Borrowers apply for loans, get pre-qualified, receive loans with fixed interest rates; loan payments are made by monthly automatic withdrawals.

Local Initiatives Support Corporation

National organization with 30 offices nationwide that invests in community-based development. Provides information about grants, loans, equity products, target areas of economic development, including childcare and educational facilities, housing, rural development, Gulf Region rebuilding. Includes resource library.

Louisiana Department of Economic Development

Provides information about small business loans, government contract loans, investment programs, and other loan and investment programs. Provides loan terms, eligibility requirements, limits, use guidelines and fees.

Louisiana Department of Transportation and Development

Public Works Design Unit provides information about Ports Construction and Development Priority Program and Capital Outlay Bond Program. Transportation Enhancement Program provides program manual, applications and project list.

Louisiana Division of Administration

Office of Community Development contains consolidated plan, applications and grant listings for the Community Development Block Grant Program.

Louisiana Housing Finance Agency

Offers information about rental and affordable housing development financing programs and public notices.

Louisiana Infrastructure Information Center

Contains database that assists state agencies with decisions concerning grant and loan requests for projects. Database is searchable by parish, agency and type of type of infrastructure, including bridges, buildings, drainage, health, sewer, water, roads, lands, transportation, economic development, environmental protection and safety.

Louisiana Public Facilities Authority

Economic Development provides information about bond bank loan, rural development loan and industrial development bond program


Maine Bureau of Parks and Lands

Provides information about grant program for public boating facilities acquisition, development and improvement.

Maine Business Works

Contains database of local financing programs and business loans.

Maine Department of Environmental Protection

Bureau of Land and Water Quality provides information and applications for grants and loans available for water-quality planning activities; construction, expansion and rehabilitation of wastewater treatment facilities; and replacement of malfunctioning septic systems.

Maine Historic Preservation Commission

Provides information about grants and tax incentives for preservation and rehabilitation of historic buildings.

Maine Office of Community Development

Provides overviews, applications and project development materials for Economic Development Infrastructure, Public Infrastructure, Public Facilities, Downtown Revitalization, Housing Assistance, Pine Tree Development Zones Economic Development, Interim Finance, Project Development Planning and Community Planning grant program.

Maine State Housing Authority

Includes information about housing development programs and list of local housing authorities.

Manufactured Housing Institute

Developer Resources lists REITs and manufactured housing community owners interested in receiving inquiries from developers who want to sell land, joint venture, or sell existing or completed communities. Provides overview of housing agency programs for manufactured housing. Industry Statistics and Finance contains latest issues of "Points of Interest" lending quarterly.

Maryland Aviation Administration

Provides information about state airport improvements and assistance to private airports program.

Maryland, Comptroller of

Provides information about Green Building Tax Credit intended to aid businesses that construct or rehabilitate buildings which save energy and mitigate environmental impacts and Heritage Structure Rehabilitation Tax Credit.

Maryland Department of Business and Economic Development

Data Center provides information about financing and tax incentive programs.

Maryland Department of the Environment, State Revolving Loan Fund

Provides loan terms, application forms, information and project lists for Drinking Water Revolving Loan Fund and Water Quality Revolving Loan Fund. Includes Borrower's Program Manual, project priority list and intended use plan information.

Maryland Department of Housing and Community Development

Provides information about home improvement, preservation, housing development and urban revitalization programs; Low-Income Housing Tax Credit; group home financing; Multi-Family Bond financing; rental housing and other affordable housing financing programs. Includes application kits, fact sheets, recent awards/recipients lists, priority lists, allocation plans and Multifamily Rental Financing Program Guide. Provides information about Capital Access small business credit enhancement program and other business assistance programs.

Maryland Department of the Environment

Contains instructions, form and checklist for Small Business Pollution Compliance Loan Program, which assists businesses upgrading or replacing equipment to reduce air pollution and to aid qualifying businesses with environmental permitting and compliance.

Maryland Energy Administration

Provides information about Green Building Tax Credit, Community Energy Loan and State Agency Loan programs for energy conservation construction or improvements.

Maryland Historical Trust

Office of Preservation Services provides information about historic preservation grant, loan and tax credit programs.

Maryland Smart Sites

Online information source for publicly owned redevelopment opportunity sites located in designated growth areas. Typically underutilized, abandoned or idle, including brownfields and grayfields, sites are eligible for state incentives and assistance. Provides overview of incentive program; can search property database.

Massachusetts Business Development Corporation

Provides Brownfields Redevelopment loan information for developers and lenders. Lists recently funded loans for business, SBA, Capital Access Program, Community Investment, mezzanine and Recycling Loan Fund loan programs; provides loan forms. Capital Access Program lists participating banks.

Massachusetts Community Development Finance Corporation

Provides financing for small businesses, real estate projects and community development programs in low- and moderate-income communities. Provides program information and application forms.

Massachusetts Community Economic Development Assistance Corporation

Provides information, forms and guidelines for housing development, workforce development and child care capital financing programs.

Massachusetts Department of Business Development

Office of Business Development provides information on economic development assistance program and forms.

Massachusetts Department of Housing and Community Development

Provides information about housing development financing programs.

Massachusetts Development Finance Agency (MassDevelopment)

Contains information about predevelopment assistance, large-scale real estate development financing, bond programs, tax-exempt lease/purchase financing, Brownfields redevelopment and direct loan/guarantee programs. Provides application forms; examples of recent transactions; financing and other incentive information for Devens business development region.

Massachusetts Health and Educational Facilities Authority

Provides information about capital strategy loans, bond issuances, pool loans, energy conservation financing and other programs.

Massachusetts Housing Finance Agency

Includes list of financing programs; provides information about Low Income Housing Tax Credit program, bridge loans, current interest rates, overview of loan application process, fee schedule and applicable guidelines and requirements. Developers can download site approval application, instructions and one-stop application for a variety of funding sources.

Massachusetts Housing Partnership Fund

Provides information about Technical Assistance Fund designed to assist communities and affordable housing developers to test project feasibility and answer predevelopment technical questions. Offers information and term sheets for pre-development loan programs, permanent loan and bridge loan programs, and information about a combined package of construction and permanent financing for affordable multifamily housing.

Michigan Department of Environmental Quality

Provides information and documents for Clean Water and Drinking Water Revolving Funds and small business pollution prevention loans.

Michigan Department of Transportation, Office of Projects and Programs,

Transportation Economic Development Fund provides eligibility criteria, online application, application forms, letter of interest, instructions for applicants and contact information. Transportation Enhancement Program provides instructions for applicants, eligibility criteria, project maps, funded project listings, online and downloadable applications. Michigan Rail Loan Assistance Program contains program overview and application form.

Michigan Economic Development Corporation

Provides general information about financing programs available to Michigan businesses.

Michigan, Energy Office of

Industrial Energy Efficiency lists grant, contract and incentive opportunities for energy efficiency projects.

Michigan Housing Development Authority

Provides information about financing programs, including Low Income Housing Tax Credit, Tax-Exempt Apartments for Michigan, Multifamily Housing Development, Community Development Block Grant and Office of Community Development. Includes information on Contractors Assistance Program, which provides working capital loans of up to $50,000 to small contractors selected to work on MSHDA rental housing projects. Contains unified application instructions and Qualified Allocation Plan.

Michigan State Historic Preservation Office

Provides information about and forms for grants and tax incentives for historic building preservation.

Microfinance Gateway

Contains library of more than 3,000 documents on more than 50 topics; microfinance resource links; global directories of organizations and consultants.

Minnesota Department of Agriculture

Finance provides information about agricultural improvement, farm and other loans; information about Rural Finance Authority, which provides credit to farmers for improving farm facilities, other projects.

Minnesota Department of Commerce

Provides information about Petrofund founded to provide financial assistance to petroleum storage tank owners and operators for investigation, clean-up, upgrading and decommissioning costs. Includes statutes, regulations; application guide, forms; lists of registered contractors and consultants; enforcement actions; standard bid, RFP and invoice forms for storage tank-related work.

Minnesota Department of Health Environmental Health Division

Drinking Water Division contains information about Drinking Water Revolving Loan Fund; loans and grants for well construction, repair and sealing.

Minnesota Department of Transportation

Office of Investment Management provides Transportation Revolving Loan Fund information and requirements for construction contract approval. Office of Freight and Commercial Vehicle operations contains information about rail rehabilitation funding and capitol improvement loans from Minnesota Rail Service Improvement Program; application. Office of Aeronautics provides airport development funding programs information and forms.

Minnesota Housing Finance Agency

Consolidated Request for Proposals announces availability of funds for the development, construction, acquisition or rehabilitation of multifamily housing. Includes overviews of the RFP and application processes; Multifamily RFP guide; application packet; information about rental and multifamily housing development programs; compliance manual; awards list for the Housing Tax Credit Program.

Minnesota Office of Environmental Assistance

Provides eligibility requirements, use guidelines, contact information and overview of the application and review process for environmental assistance grants and loans; information about energy efficiency financing.

Minnesota Pollution Control Agency

Provides Water Pollution Control Revolving Fund funding information and intended use plan; small business environmental improvement loan eligibility criteria, loan terms and application process overview.

Minnesota Rural Water Association

Provides information about Interim Public Projects Construction Finance Program from the Minnesota Rural Water Finance Authority; FAQs; loan process and terms; borrower letter; and application form.

Mississippi Department of Archives and History

Historic Preservation provides information about project review and tax incentives.

Mississippi Department of Environmental Quality

Grants, Loans provides information about wastewater and water loan programs. Brownfields Groundwater Assessment and Remediation Division provides information about Brownfields Revolving Loan Fund.

Mississippi Development Authority

Provides information about financing programs available through the Mississippi Business Finance Corporation, Department of Economic and Community Development, and local units of government, including Airport Revitalization Revolving Loan Program; Port Revitalization Revolving Loan Program; Economic Development Highway Program; Access Road Program; Energy Investment Program; Capital Improvements Revolving Loan Program; Freight Rail Service Projects Revolving Loan Program; Community Development Block Grants; energy loans.

Mississippi Home Corporation

Provides information about multi-family financing programs, including HB 530 Construction Fund established to provide financing for the construction of low- to-moderate income single-family residential housing; Financial Institutions Housing Opportunity Pool; Housing Tax Credits; and Affordable Housing Development Fund. Contains "Guide to Understanding the Housing Tax Credit Program"; application; recipient lists; annual owner certification package.

Missouri Department of Agriculture

Small Farm Assistance provides information about Value-Added Loan Guarantee, Single-Purpose Animal Facilities Loan Guarantee and Animal Waste Treatment System Loan programs for farm development. Financial Assistance provides information and applications for development grants in rural communities.

Missouri Department of Economic Development

Contains summaries, applications and documents for business financing programs available through DED; descriptions of federal, state and local business financing programs; and directory of banks by county. Public Infrastructure Financing provides information about Transportation Development Tax Credit, Infrastructure Tax Credit and Industrial Infrastructure Grant programs. Community Development Group provides information about grant and tax credit programs for infrastructure improvement, housing and community facilities. Dry Hydrant Tax Credit program offers tax credits for the installation of a dry fire hydrant system for fire protection.

Missouri Department of Natural Resources

Provides program summaries and contact information for tax credits, exemptions, loans and grants available to private and public entities. State Historic Preservation Office provides forms and information for historic preservation grants, rehabilitation tax credits and Historic Preservation Revolving Fund. Energy Center provides energy efficiency loan packet. Environmental Improvement and Energy Resources Authority provides information about State Revolving Fund and energy efficiency loans.

Missouri Development Finance Board

Contains information and application forms for Industrial Revenue Bond, Infrastructure Loan, Public Entity Infrastructure Bond Financing, and other financing programs; statutes and bylaws; board meeting schedule and minutes.

Missouri Health and Educational Facilities Authority

Provides information about Higher Education Working Capital Loan and other financing programs; policies and practices; applications; fee schedules.

Missouri Housing Development Commission

Contains information about rental housing financing programs, list of funded developments, notifications of fund availability, and downloadable handbooks, program guidelines, samples, forms, limits and checklists; lists approved lenders.

Missouri Public Service Commission

Provides operating procedures and application for the Small Private Water and Sewer Company Revolving Loan Fund Program.

Montana Department of Commerce

Lists regional development offices. Finance Information Center contains overview of federal, state and local finance programs; tax incentives; public infrastructure, housing, local development programs. Facility Finance Authority provides information about financing programs for healthcare organizations. Housing Division contains information on single-family, multi-family and elderly housing programs; provides applications.

Montana Department of Environmental Quality

Planning Prevention and Assistance Division contains information about business assistance programs for pollution control; energy utilization; drinking water and wastewater facility projects. Provides uniform application for state public facility projects. Public Interest contains information about grants and loans for drinking water, wastewater facility projects and for energy efficiency.

Montana Department of Natural Resources and Conservation

Provides information about loans and grants for conservation and resource development projects.

Montana Department of Transportation

Under Doing Business, Grants and Funding provides manuals and forms for aviation, highway traffic safety, transit programs.

Montana Greenpower

Financing and Incentives provides Guidebook of Funds and Incentives for Distributed Energy Resources; Borrower's Guide to Financing Solar Energy Systems; Database of State Incentives for Renewable Energy (DSIRE); links to resource

Moody's Investor Service

Contains rating actions, rating lists, sourcebooks, pre-sale reports, special reports, watchlists, and rating definitions and methodologies for project finance loans and bonds, bank loans, individual banks worldwide, and U.S. public finance debt issuers.

Mortgage Bankers Association

Buyer's Guide contains industry directory searchable by service, state, ZIP code or alphabetically by name. Residential Finance includes rates, industry updates, issue papers, predatory lending resource center and lender resources. Commercial and Multifamily Finance includes industry news, surveys, documents, forms, rules, issue papers, legislative updates, listings of commercial mortgage bankers by state; mortgage glossary. Includes Quarterly Data Book, which provides MBA research on trends and conditions in the commercial/multifamily mortgage industry; other periodic updates. International Real Estate Finance provides news and issue updates. Commercial/Multifamily Standards contains papers on mold and environmental insurance; property inspection forms. About MBA/State and Local Associations provides links to state and local mortgage banker associations by state, many of which provide their member lists.

Multilateral Investment Guarantee Agency

Member of the World Bank Group that promotes foreign direct investment in developing countries by offering insurance to private investors and advising countries on foreign investors. Provides information on investment guarantee and investment marketing services; environmental policies; annual guarantee activities reports; guarantee application; publications, updates, news, press releases.


National Association of Development Companies

Provides directory of Certified Development Companies that offer SBA 504 loans, searchable by name and location. Includes loan approval statistics, fees, current and historic rates, funding schedule.

National Association of Development Organizations

Economic Development Finance Service Program contains information about revolving loan funds; offers related training and publications for sale.

National Association of Home Builders

Housing Issues/Land Development provides infrastructure finance resources, links to alternative financing tools.

National Association of Housing and Redevelopment Officials

Provides legislative and financial information about HOME, housing production, Community Development Block Grant and other financing programs.

National Association of Industrial and Office Properties

Development Magazine provides archive of "Inside Finance" columns and other departments. Provides updates on industry issues and events. Bookstore offers publications on finance.

National Association of State and Local Equity Funds

Can browse directory of member agencies, with descriptions and contact information.

National Cooperative Bank

Financial institution that fosters growth of cooperative endeavors nationwide. Provides information about multifamily financing programs for housing co-ops and community associations and about commercial real estate financing for office buildings, rental housing, retail strip centers, industrial and mixed-use properties. Provides information about community development financing for affordable housing and assisted living, education and health-care facilities.

National Council for Public-Private Partnerships

Can view case studies, download papers and speeches on public-private partnerships and related issues, including "Performance-Based Contracting for the Highway Construction Industry" and "Privatization Financing Alternatives: Blending Private Capital and Public Resources for a Successful Project."

National Council of State Housing Agencies

Contains links to state housing finance agencies. Provides legislative developments; fact sheets; links to statutes, regulations; recommended practices for Low Income Housing Tax Credit, HOME, other programs. Offers Developers Guide to LIHTC for sale.

National Credit Union Administration

Resources for Consumers allows visitors to search more than 8,000 credit unions by number, name, location or membership type or create lists based on criteria; provides credit union data summary, reports, contact information, links. Other Resources provides links to credit union organizations.

National Economic Development Partnership

Nationwide association of government agencies and businesses involved in community development; provides links to 11 state economic development partnerships.

National Equity Fund

Created to promote affordable housing development through syndication of low-income housing tax credits. Lists projects, community development partners, investors. Developer Online Tool (DOT) project management system provides access to project documents, financial and payment information, construction and closing checklists, other project resources.

National Housing Conference

Affordable Housing Clearinghouse contains links to affordable housing and community development resources. Member Web Sites lists member lending and mortgage banking institutions.

National Housing and Rehabilitation Association

Provides links to information on federal public housing redevelopment, assisted housing and tax credit programs; related laws, reports, documents; IRS and other forms; HUD resources.

National Housing Trust

Offers pre-development and bridge financing for affordable multifamily housing properties through National Housing Trust Community Development Fund, the only certified nationwide community development financial institution. Provides loan program information, application forms, conditions. Contains subsidized housing data by state.

National Mortgage News

Mortgage Data includes lists of top originators, servicers, subprime lenders by category; commercial lenders and servicers; multi-family lenders. Lender Lookup provides searchable database of more than 8,000 mortgage originators by company name; includes contact information and production statistics. Mortgage Industry Directory and Mortgage Broker Database are available for purchase.

National Multi-Housing Council

Affordable Housing includes resources on Low-Income Housing Tax Credits. Finance includes articles, reports, press releases, other resources on finance; lists member lenders and mortgage brokers.

National Rural Utilities Cooperative Finance Corporation

Provides information about loan programs, interest rates; financing glossary.

National Rural Water Association, Revolving Loan Fund

Established to provide financing to utilities for water and wastewater projects. Contains application, loan ranking criteria, brochure.

National Trust Community Investment Corporation

Makes equity investments in real estate projects, owned by for-profit developers, non-profit organizations and local governments, that qualify for federal historic rehabilitation and state historic rehabilitation tax credits. Provides information about funds, developer services, projects, tax credit basics, Rehabilitation Tax Credit Guide, tax credit calculator.

National Trust for Historic Preservation

Funding includes National Trust's Historic Building information sheet; list of state tax incentives by state; links to National Trust funding resources; hurricane recovery updates.

National Venture Capital Association

Lists member companies. Industry Information includes valuation guidelines and model legal document.

Nebraska Department of Aeronautics

Contains information about state aid grants for planning and construction of public-use aviation facilities, project priority evaluation guide, and checklist for state grants documents. Describes no-interest loans for hangars, fuel systems and aerial applicator aprons and grant program to seal existing airport pavement.

Nebraska Department of Economic Development

Nebraska Databook provides links to business finance programs. Community and Rural Development Division provides links to community development, housing and economic development programs, including grant and loan programs; application forms and guidelines; and program reports and publications.

Nebraska Department of Environmental Quality

Provides information, applications and reports for the Clean Water State Revolving Loan Fund, which offers low-interest loans and small community matching grants to municipalities for construction of wastewater treatment facilities and sanitary sewer collection systems. Leaking Underground Storage Tanks Program provides information about reimbursement fund and reimbursement guidance manual.

Nebraska Department of Natural Resources

Resource Management Funds provides information about Resources Development Fund, Small Watersheds Fund, Water Quality Fund and Water Well Decommissioning Fund.

Nebraska Energy Office

Provides information and forms for incentive programs, including energy efficiency mortgages and loans, pollution prevention loans, low-income weatherization assistance programs.

Nebraska Investment Finance Authority

Contains program overviews, eligibility guidelines, project lists, application forms, instructions and other resources for Agricultural Infrastructure Development, Industrial Development, Low Income Housing Tax Credits, Infrastructure Loan Guarantee, Tax Exempt Bond Financing, Multifamily Financing, Predevelopment Revolving Loan, Development Financing programs.

Nevada Commission on Economic Development

Contains links to regional development authorities. Rural Economic and Community Development Program provides information about economic development programs and Community Development Block Grant.

Nevada Division of Environmental Protection

Bureau of Water Pollution Control provides information about financial assistance and grants for water projects.

Nevada Housing Division

Provides "Developer's Guide to the Low Income Housing Tax Credit," Low-Income Housing Tax Credit allocation plan, list of applications and reserved tax credits, and application packet. Also includes HOME program criteria and consolidated plan; Multi-Family Project Bond Financing program list of credit enhancers, application and timeline for bond financing; and Low-Income Housing Trust Fund developer information and applications.

Nevada Office of Business Finance and Planning

Contains program overview; eligibility guidelines; terms; application process overview; statutes and regulations; project list; and application packet for the Nevada Industrial Development Revenue Bond Program.

New Hampshire Business Finance Authority

Provides information about loan and guarantee programs, industrial development bond financing; lists banks participating in loan programs; lists prospective bond purchasers.

New Hampshire Community Development Finance Authority

Provides information about the Community Development Investment Program and other community development assistance programs; eligibility criteria; application form and instructions; list of projects.

New Hampshire Department of Environmental Services

Contains information about environmental grants and loans.

New Hampshire Housing Finance Authority

Information about multi-family housing development programs includes program description, eligibility guidelines, program rules, downloadable applications, allocation figures and other data. Frequently Requested Data provides list of participating lenders; tax credit allocation plans; reservations; income limits.

New Hampshire NHeCONOMY: Business Services for the State of the New Economy

Office of Community Services provides information about community development grants and technical assistance.

New Hampshire Office of Energy and Planning

Resource Library contains information about New Construction/Major Renovation Program, which offers incentives and technical assistance to commercial/industrial enterprises building, renovating facilities or replacing equipment.

New Jersey Business Resource Center

Provides descriptions, eligibility guidelines, financing terms, fees and contact information for state financing programs. Company Listings lists top venture capital firms, investment brokers, SBA lenders, venture capital companies, and commercial and savings banks.

New Jersey Casino Reinvestment Development Authority

Agency created to reinvest a portion of casino tax revenues in housing and economic development projects statewide. Provides application process overview, eligibility criteria, project document requirements and fees.

New Jersey Department of Community Affairs, Division of Housing and Community Resources

Lists programs; provides information about grants; includes forms, applications and RFPs. Forms includes fact sheet and application for Pre-Development Loan Partnership Program; Small Cities Community Development Block Grant Program forms.

New Jersey Department of Environmental Protection

Grants and Loan Catalog lists grants and loans available to businesses and agencies, including for planning and design, infrastructure and construction. Division of Water Quality, Municipal Finance and Construction Element provides information about federally funded programs for the planning, design and/or construction of wastewater, drinking water and stormwater/nonpoint source management programs. Site Remediation Program provides information about loans and grants.

New Jersey Economic Development Authority

Provides information and contact numbers for bond financing, loans and loan guarantees; small-, medium- and women-owned business financing; urban development; Brownfields redevelopment; and real estate development financing programs. Provides online applications and "Borrower's Guide to Tax-Exempt Bond Financing Through the New Jersey Economic Development Authority."

New Jersey Health Care Facilities Financing Authority

Provides information about financing programs; for-profit organization FAQs; lists active and recent financings.

New Jersey Historic Trust

Provides Preservation-Related Funding Assistance Guide; information about historic preservation grant and loan programs; funded projects list.

New Jersey Housing and Mortgage Finance Agency

Includes overview of Housing Authority Turnkey Construction Loan Program and other rental housing financing programs; eligibility guidelines, application instructions, fee schedule, forms and checklists. Special Needs Housing lists programs and types of loans available. Assisted Living Financing offers information for developers of assisted living residences and overview of underwriting guidelines, financing policy and documents required. Tax Credits provides information about Low Income Tax Credits Program, applications, allocations, notices, and lists of applicants and recipients.

New Jersey Redevelopment Authority

This independent state financing agency focuses on investing in neighborhood-based redevelopment projects. Provides information and guidelines for the Redevelopment Investment Fund, which provides working capital; interim, term and permanent loans for business and real estate ventures. Also provides information on real estate equity, loan guarantee and other forms of credit enhancements. Other programs include Urban Site Acquisition Program, Pre-Development Loan Program and Brownfields Redevelopment Initiative.

New Jersey State Library

Programs and Services provides information about Construction Bond Fund, including statutes, regulations, guidelines and application.

New Mexico Economic Development Department

Provides contact information for the Economic Development Representative, Business and Community Finance, who can be reached for information on financing opportunities and services. Lists general business and industry-specific financing and incentive programs; provides information about Industrial Revenue Bonds, real property business loans, Community Development financing.

New Mexico Environment Department

Construction Programs Bureau provides information on clean water, infrastructure, solid waste, rural communities, wastewater and other funding programs; Guidebook for Infrastructure Financing; uniform funding application.

New Mexico Mortgage Finance Authority

Contains information about multifamily housing development financing programs; HOME and Housing Tax Credit program forms; and program manuals.

New Mexico State Board of Finance

Provides program overview, regulations, forms, and request and allocation data for the Private Activity Bond Program, which provides tax-exempt financing of privately-owned public purpose projects, such as qualified residential rental projects, small issue industrial development bonds and a variety of exempt facilities, including sewage, solid waste and hazardous waste disposal facilities. Can search for current and past severance tax and general obligation bond projects.

New York Banking Department

Small Business Assistance includes listings of public/nonprofit and private financing institutions that are sources of small business finance.

New York City Department of Housing Preservation and Development

For Developers contains current and archival RFPs. Includes overview of residential development, vacant lot development, multi-family new construction development, Low Income Housing Tax Credit, tax incentive, other programs.

New York City Housing Development Corporation

Provides detailed information about loan terms for affordable housing permanent loan program, middle income housing loan program, and 80/20 rental housing tax-exempt finance program. Lists completed or under construction projects financed by the HDC. Contains link to New York City Residential Mortgage Insurance Corporation, which provides mortgage insurance to eligible projects located in New York City.

New York Department of Education, Office of Facilities Planning

Contains school financing information, articles, checklists and forms.

New York Department of Environmental Conservation

Green Building Initiative includes information about Green Building Tax Credit, which provides for tax credits to owners and tenants of buildings that meet certain green standards. Division of Environmental Remediation includes information about Brownfield grant programs.

New York Department of Health, Health and Safety in the Home, Workplace and Outdoors

Drinking Water Division includes information and forms for Drinking Water State Revolving Fund.

New York Division of Housing and Community Renewal

Community Development contains notices of funding availability, application forms, and full-text manuals for Low-Income Housing Tax Credit, Low-Income Housing Trust Fund, Housing Development Fund, HOME and other financing programs. The manuals include guidelines, requirements, and financing terms.

New York: Empire State Development Corporation

Provides information about financial incentives, tax incentives, loan discounts, financial incentives for energy efficiency projects, and other business assistance programs for businesses in the state of New York.

New York State Canal Corporation, Guide for Contractors and Vendors

Lists funding and business opportunities in the form of state and federal grants and direct assistance programs for waterfront revitalization plans, economic development strategies and infrastructure development. Provides program overviews, eligibility requirements and contact information.

New York State Energy Research and Development Authority

Programs provides information about Energy Smart loan program, multifamily building loan fund, funding for energy-efficient rehabilitation of multi-family buildings, new construction financial incentives and Green Building Tax Credit.

New York State Environmental Facilities Corporation

Provides information, applications and other resources for water quality-related State Revolving Fund programs; for Industrial Finance Program, which provides financing to private entities for environmental projects; and for Financial Assistance to Business Program, which helps businesses cope with the cost of environmental protection compliance.

New York State Historic Preservation Office

Provides guide to historic preservation financial incentive programs.

New York State Housing Finance Agency / State of New York Mortgage Agency

Provides developer forms, information and contact numbers for multifamily financing programs, Manufactured Home Cooperative Fund, Permanent Housing For Homeless Families and credit enhancement programs.  Contains notices of funding availability for affordable housing and information about project mortgage insurance for multifamily housing and retail shopping centers.

New York State, Neighborhood Preservation Coalition of

Community Resource Guide lists federal, state, local public housing funding resources and private funding sources in New York State, New York City, Upstate New York. Provides housing finance and development links; glossary.

New York State Rural Housing Coalition

Resource Directory contains database of community development grant and loan programs that includes eligibility, funding and application details; contacts.

North American Development Bank

International financial institution established and capitalized in equal parts by the United States and Mexico and created under the auspices of the North American Free Trade Agreement (NAFTA) to finance environmental infrastructure projects. Provides quarterly status reports and summaries of project financing activities; information about financing programs and services.

North Carolina Clean Water Management Trust Fund

Provides information, application, application guidelines and list of funded projects for the Clean Water Management Trust Fund grants.

North Carolina Construction Grants and Loans

Non-regulatory section that operates as a financial and technical resource for publicly owned wastewater treatment facilities. Administers the federally funded Clean Water SRF (State Revolving Fund) Program and the NC Clean Water Revolving Loan and Grant Program. Provides funding list, technical guidance, application and instructions, construction information, and rules.

North Carolina Department of Commerce

Commerce Finance Center provides program overviews, eligibility guidelines and application forms for financial incentive programs, such as Industrial Revenue Bonds, Community Development Block Grants, Industrial Development Fund, Business Energy Loans, Rail Industrial Access Program and Industrial Access/Road Access Fund. Division of Community Assistance provides information about community development programs; consolidated plan that outlines programs funded by HUD.

North Carolina Department of Environment and Natural Resources

Financial Assistance provides information about coast and beach, energy, erosion and sediment control, waste reduction, Brownfields, water and wastewater aid and tax credit programs and about Clean Water State Revolving Grant, Clean Water Revolving Loan and Grant, and Water Resources Development Project Grant programs.

North Carolina Housing Finance Agency

Multifamily Rental Development program resources include application package and instructions; loan awards; site and market preliminary applications final scores; recent years' Tax Credit and Rental Production program awards; Housing Tax Credits Compliance training.

North Dakota, Bank of

Provides qualification guidelines; loan terms; use requirements; information on application process and fees for business startup and small business financing programs, commercial loan programs, farm loan programs, Community Water Facility Revolving Loan Fund, Long-Term Care Facility Loan Fund and Developmentally Disabled Facility Loan Fund.

North Dakota Department of Commerce, Division of Community Services

Provides information and forms for community development financing programs.

North Dakota Department of Health, Environmental Health Section

Division of Municipal Facilities provides information about Drinking Water and Clean Water Revolving Loan Fund programs. Division of Waste Management provides list of sites and application guide for Brownfields Program.

North Dakota Housing Finance Agency

Contains application list, project list and application for the Low Income Housing Tax Credit Program and information about other multifamily programs.

North Dakota Public Finance Authority

Provides information about Capital Financing, State Revolving Fund, School Financing, Industrial Development programs, which provide loans to local governments; loan applications.

North Dakota State Historical Society, Historic Preservation Division

Renaissance Zone development and Federal Rehabilitation Tax Credit program information includes program guidelines, application forms, link to federal rehabilitation standards, administrative code references, list of preservation contractors, eligibility criteria, eligibility evaluation form, and links to project examples. Contains State Historic Preservation Plan

Novogradac & Co., LLP's Affordable Housing Resource Center

Hot Links/Resources lists federal housing finance-related agencies, state tax credit allocating agencies, national and regional housing associations, developers, debt and equity investors, lenders, property managers, industry publications, and other housing finance resources.


Ohio Air Quality Development Authority

Clean Air Resource Center provides information about consulting, technical assistance and financing assistance for small businesses covered by the Clean Air Act; financing process overview; and online application.

Ohio Department of Development

Businesses/Industry includes information about Energy Loan Fund and other energy assistance; Brownfield's Redevelopment assistance programs; housing, community development assistance programs.

Ohio Department of Natural Resources

Provides information about loan programs to assist dam owners in funding safety-related repairs and improvements. Contains a listing of lending institutions approved for Dams Safety Link Deposit Program.

Ohio Department of Transportation, State Infrastructure Bank

Contains program summary, policies and guidelines, loan approval process overview, environmental requirements, active projects list, project application, and disbursement forms. Rail Development Commission provides information about development and rehabilitation programs; funding application.

Ohio Environmental Protection Agency

Division of Drinking and Ground Waters contains Drinking Water Assistance Fund and Revolving Loan forms and guidelines. Division of Environmental and Financial Assistance provides information and forms for the Water Pollution Control Loan Fund and Village Capital Improvements Fund.

Ohio Historic Preservation Office

Provides information about historic preservation financing programs.

Ohio Housing Finance Agency

Provides program overviews, eligibility guidelines, dates, downloadable applications and other information for the Housing Credit, Affordable Housing Loan, Multifamily Bond, Housing Development Assistance, and Loan Guarantee programs; and tax credit compliance resources.

Ohio Water Development Authority

Provides financing to local governments for projects related to solid waste, water supplies and water pollution control. Lists loan programs and interest rates; provides loan information and forms.

Oklahoma Department of Commerce

Communities provides information on rural economic development; community development block grants, including for community revitalization, infrastructure financing, development of industrial parks; housing; water and wastewater; capital improvement planning; Small Cities Program.

Oklahoma Housing Finance Agency

Contains information on the Housing Tax Credit Program offered to private developers as an incentive to build affordable housing; rules and requirements; applications; latest five years of allocations; contact information. Includes HOME program information and application; HUD resources for project-based multifamily owners/agents; Housing Resource Guide, with overviews of housing programs.

Oklahoma Water Resources Board

Provides information about and forms for the loan and emergency grant programs, which fund construction or rehabilitation of community water and wastewater projects; loan programs that provide federal Clean Water Act and Drinking Water Act funds for community wastewater and water treatment/distribution projects; and a rural grant program geared to the water/sewer project needs of Oklahoma's small towns.

OpportunityFinance Network

Network of private financial intermediaries that identify and invest in opportunities to benefit low-income communities. Provides member locator; information about financing programs and CARS system of third-party analysis of community development financial institutions that aids investors in their investment decision-making; industry statistics; Community Investment Database.

Oregon Aviation Department

Provides information about Pavement Maintenance and General Aviation (GA) Entitlement financial assistance programs.

Oregon Department of Environmental Quality

Water Quality Program contains information about Clean Water State Revolving Fund.

Oregon Economic and Community Development Department

Contains summaries of business loan and loan guarantee programs, such as Capital Access, Rural Development, Brownfield Redevelopment Fund, Business Development Fund and Oregon Port Revolving Fund Loans. Provides program descriptions, eligibility criteria, loan terms, financing limits, program funding and contact information for community development projects, such as for wastewater, special public works and safe drinking water, and for community development block grants.

Oregon Housing and Community Services

Contains program overview and requirements for HOME, Housing Development Grant and Tax Credit programs. Provides information about elderly and disabled multi-unit housing development financing program; Seed Money Advance Loan Program; Predevelopment Loan Program; Rural Rehabilitation Loan Program; Loan Guarantee Program for construction of new housing and for acquisition or rehabilitation of existing structures for low- and very-low-income housing. Can download program loan application, other loan documents, housing finance program fact sheets.

Oregon Office of Energy

Provides information about Energy Loan Program, which offers low-interest loans for projects that conserve natural resources, produce energy from renewable resources or use recycled materials to create products. Energy Information for Businesses lists loan, tax credit, and other financial incentive programs.

Oregon Transportation Infrastructure Bank

Contains program description, eligibility criteria, process overview, financing information, application and instructions, and rules.

Oregon Water Resources Department

Contains overview, eligibility guidelines, application procedures, applications and other forms for the Water Development Loan Fund.

Overseas Private Investment Corporation

Federal agency that offers political risk insurance, project finance and other financing services to U.S. businesses expanding into developing nations and emerging markets around the world. Financing provides overview of small- and medium-enterprise financing and structured financing; overview of loan structures; application requirements and forms; finance eligibility checklist; small business guide. Small Business Center provides application forms and sample financial statements. Insurance contains overview of political risk insurance products, types of coverage, details, application forms, project profiles. Investment Funds provides funds descriptions, details, forms.


Partnership for Advanced Technology in Housing

Financial Services contains information about funding opportunities in the housing industry.

Pennsylvania Department of Community and Economic Development

Funding and Program Finder organizes financial assistance programs by type of assistance, with eligibility guidelines, loan amounts, terms and contacts. Can use Single Application for Assistance to apply for financial assistance from all funding sources.

Pennsylvania Department of Environmental Protection

Contains information about environmental permits and about small business compliance assistance resources. Provides information about loans and other financial assistance programs offered to small businesses to implement pollution prevention and energy-efficiency projects.

Pennsylvania Department of Transportation

Pennsylvania Infrastructure Bank provides loan FAQs, application and handbook.

Pennsylvania Higher Educational Facilities Authority

Provides information about financing options for educational facilities and public school construction.

Pennsylvania Historical and Museum Commission

Bureau for Historic Preservation provides information about federal tax credits and other funding opportunities for historic rehabilitation.

Pennsylvania Housing Finance Agency

Contains information about construction and permanent loan financing for rental housing developments, overview of the Multifamily Rental Housing facilities program, and application packages.

Pennsylvania Infrastructure Investment Authority (PENNVEST)

Provides information and application forms for drinking water, wastewater and storm water loans.

Pennsylvania: Philadelphia Industrial Development Corporation

Financing/Services provides information about Pennsylvania's Redevelopment Assistance Capital Grant Program offered to not-for-profit entities for economic development projects with cultural, historic or civic significance; Pennsylvania Industrial Development Authority loan program; local financing, loan, tax incentive programs.

PPP Bulletin

UK publication covering the project finance and public-private partnership market provides project tracking, tender documents, contract awards, news, features, and calendar to subscribers.

Project Finance and PPP/PPI Links

Provides extensive list of PPPs/PPIs (public-private partnerships, private finance initiatives) in the United Kingdom and other countries; multilateral agencies; export credit agencies; journals.

Project Finance International

Subscription-based publication on global project finance issues that covers oil and gas, infrastructure, power, utilities, mining, petrochemicals, telecommunications and public-private partnerships. Visitors can view current year's Project Finance International Directory.

Project Finance Magazine

Global Address Book contains directory of financing firms, investment banks, export credit agencies, PPPs/PFIs (public-private partnerships, private finance initiatives), insurance companies, investors, consultants and other businesses, searchable by name, category, country or city. Industry Links connects to development banks and funds; export credit agencies in 36 countries; PPP agencies in 12 countries; European Union government agencies. Publications Library provides links to other finance periodicals.

Project Finance Portal

Project finance reference guide for researchers and practitioners. Includes links to bibliographical references, magazines, books, articles and case studies; project finance sites; project finance data; rating agencies; country data; emerging markets data; export credit agencies; development banks; bankers and advisers; and project sites; glossary.

Public Housing Authorities Directors Association

Lists more than 300 local housing authority Web sites by state.

Public-Private Infrastructure Advisory Facility

World Bank technical assistance facility aimed at helping developing countries improve their infrastructure through private sector involvement. Can view activities by sector, county and activity type. Includes Cross-Border Infrastructure Toolkit; information about Sub-National Development Technical Assistance Program; and full text of " Review of Risk Mitigation Instruments for Infrastructure Financing."

Public-Private Partnerships, PPP Manual

Provides full text of the detailed manual.


Rhode Island Clean Water Finance Agency

Provides information about Clean Water and Drinking Water state revolving funds; Water Pollution Control Revolving Fund; Facility Plan and Community Septic System loan programs.

Rhode Island Department of Environmental Management

Provides information on and applications for local planning and development grants; financial assistance programs for brownfields cleanup and development. Office of Water Resources provides information about financial assistance programs.

Rhode Island Department of Health

Office of Drinking Water Quality provides Revolving Loan Fund application, project priority list, completed project list.

Rhode Island Economic Development Corporation

Provides program descriptions, eligibility guidelines, loan terms and amounts, and gives an overview of the application process for the Urban Enterprise Equity Fund, revenue bond, direct loan, mortgage insurance and tax credit programs.

Rhode Island Health and Educational Building Corporation

Provides financing and financial assistance information.

Rhode Island Historical Preservation and Heritage Commission

Provides information about financial assistance and tax credits for commercial rehabilitation and preservation of historic buildings.

Rhode Island Housing

Contains general information about financing options available for the construction or rehabilitation of affordable multifamily housing; includes Neighborhood Revitalization Grant Program RFP.

Rhode Island State Energy Office

Provides information about adoption of state energy codes; Appliance Management, Energy Star, Rebuild America programs; Renewable Energy Incentives; Revolving Loan Fund for energy conservation activities; financial incentives for small commercial/industrial applicants to install high efficiency heating equipmen

Rural Assistance Center

Information portal designed to help rural communities access funding and other assistance programs. Can browse funding programs by sponsor, state or topic; provides capital funding information guides; lists agencies and organizations.

Rural Housing Service

The Rural Housing Service makes available to developers loans and grants for the construction and renovation of multi-family housing facilities in rural areas.  Contains description of programs; links to state rural development offices; rural development regulations, procedures, handbooks and forms.

Rural Telephone Finance Cooperative

Member-owned, not-for-profit lending cooperative created to serve the financial needs of the rural telecommunications industry and funded by its affiliate, the National Rural Utilities Cooperative Finance Corporation. Provides information about financing options for acquisitions, plant and infrastructure upgrades, other capital needs of member cooperative and commercial telephone companies serving rural areas. Provides archive of Capital Connections periodical.


Small Business Administration

Financing Your Business includes information about loan programs, downloadable loan forms, list of certified and preferred lenders by state, loan statistics, small business investment company financing statistics, publications on financial management, surety bond information, list of financing workshops, and statutes and regulations. Financial Assistance includes directory of financing information, government and private loan programs, information organized by topic.

Smart Communities Network

Finance and Sustainability lists funding opportunities; loan and grant programs; green building finance programs; lending institutions; publications, tools and articles.

South Carolina Department of Commerce

Community and Rural Development contains information about development priorities. Global Business Finance contains information and resources for Community Development Block Grant Program, Consolidated Plan for Housing and Community Development, Community Investment Program and Economic Development Program.

South Carolina Department of Health and Environmental Control

Bureau of Water provides grant and State Revolving Fund information.

South Carolina Department of Transportation

Innovative Financing provides downloadable brochure that outlines highway and bridge construction financing programs, highlights past projects and provides statistics. Statewide Transportation Enhancement Program provides information, requirements for applicants, application and instructions.

South Carolina Energy Office

Provides information about low-interest loans and financial incentives available for energy conservation and recycling projects in the public and private sectors.

South Carolina State Housing Finance and Development Authority

Provides housing finance program overviews, eligibility guidelines, requirements and qualification criteria; information on state Qualified Allocation Plan; Low Income Housing Tax Credit bulletins, point scores and award list; downloadable HOME program construction manual. Includes Multifamily Tax Exempt Bond Financing Program application and program manual.

South Dakota Department of Environment and Natural Resources

Funding provides eligibility requirements; loan amounts and terms; application process overview; rules and regulations; applications for Consolidated Water Facilities Construction Program, Clean Water State Revolving Fund, and Drinking Water State Revolving Fund.

South Dakota Housing Development Authority

Provides program overviews, eligibility guidelines, application procedures, property compliance forms and manuals, other information about the Housing Tax Credit, HOME, Rural Site Development, and Multi-Family Bond Financing programs; lists participating lenders.

Southern Rural Development Initiative

Federal Funds Analysis Database allows users to query federal agency funding data from the U.S. Census Bureau's Consolidated Federal Funds Reports for a specific federal agency or all agencies, fund types, designated function and then filter by county. Generates county summary pages of key USDA program funding.

Standard and Poor's

Contains ratings actions, pre-sale reports and ratings lists for bank loans, utility and infrastructure finance, public finance, financial institutions and other financial products; ratings definitions and criteria.

Stormwater Manager's Resource Center

Program Resources includes Internet Guide to Financing Stormwater Management.


Tennessee Department of Economic and Community Development

Contains program overviews and contact information for business financial assistance programs.

Tennessee Department of Environment and Conservation

Provides information about Solid Waste Grant, Water and Wastewater State Revolving Fund loan programs. Historical Commission provides information about financial assistance programs.

Tennessee Department of Transportation

Includes Transportation Enhancement Program instruction booklet and application.

Tennessee Housing Development Agency

Contains low-income housing tax credit program summary and current year's application scores and rankings; "Report on Incentive for Development of Affordable Housing"; HOME grant program information and applications. Tax Exempt Multifamily Bond Authority package includes program description, checklist and applications.

Tennessee Valley Authority

Online Business Resource Center lists financing organizations by state; provides information about loan programs; lists economic development organizations by state.

Texas Department of Housing and Community Affairs

Contains program descriptions, application forms, checklists, schedule of fees and financial data. Lists participating lenders for Multifamily Bond, Mortgage Revenue Bond, HOME and Low Income Housing Tax Credit programs for the acquisition, development or rehabilitation of affordable rental units.

Texas Department of Transportation, State Infrastructure Bank

Provides downloadable applicant handbook and application for financial assistance; lists loans currently under review, approved, withdrawn or denied.

Texas Water Development Board

Provides Drinking Water State Revolving Fund and Clean Water State Revolving Fund financial assistance application forms, instructions, guidance manuals and priority lists. Provides information about other public works infrastructure construction programs, including Rural Water Assistance Fund, Water and Wastewater Loan Program, and State Participation in Regional Water and Wastewater Facilities Program.

Trade Adjustment Assistance for Firms

Federal program of financial assistance to manufacturers affected by import competition; provides program overview, FAQs, project examples, contact information.


U.S. Trade and Development Agency

Federal agency funds project-planning activities that influence procurement decisions for major industrial and infrastructure projects in developing and middle-income countries. Bi-weekly Pipeline lists bidding opportunities for feasibility studies for which U.S. funding is in place; study contracts awarded; and projects identified as good prospects for U.S. exports, many of which will be approved for TDA-funded feasibility studies. Contains agency primer, "U.S. Business Guide to USTDA" and "Overseas Project Sponsor Information." Registered users can browse small business consultant database; businesses can sign up with the database online. USTDA Library is a searchable database of completed feasibility studies (business plans) that support large infrastructure projects. Provides activities updates by region and country.

Universal Service Administrative Company

Administers Universal Service Fund established to promote availability of and increase access to telecommunications services, including in low income, rural, insular, high cost areas. Schools and Libraries Program offers discounts to eligible schools and libraries for telecommunication services, Internet access, internal connections. Provides overview, eligibility information, forms.

Urban Land Institute

Bookstore offers real estate development and finance publications for sale; workshops on real estate development financing, multifamily housing development and other subjects.

Utah Department of Environmental Quality

Division of Environmental Response and Remediation provides information about loans available for upgrading, replacing or closing underground storage tanks. Division of Drinking Water provides information about public drinking water system grants and loans.

Utah Department of Natural Resources

Division of Water Resources provides application form and guidelines for construction program financial assistance; Water for Utah funding program review.

Utah: Governor's Office of Economic Development

Rural Development Office contains links to development and finance resources. Incentives contains information about Industrial Assistance Fund, Economic Development Zone Tax Increment Finance, Private Activity Bond, Economic Opportunities, Enterprise Zones. Provides information about Utah Capital Investment Board.

Utah Housing Corporation

Provides program information, application packets, previous allocations and completed project listings for tax-exempt apartment bond financing and Low-Income Housing Tax Credits programs.

Utah Office of Historic Preservation

Provides information about tax credits for historic building rehabilitation; training available to National Register property owners seeking rehabilitation tax credits.


Vermont Agency of Natural Resources, Department of Environmental Conservation

Water Supply Division includes Drinking Water State Revolving Fund Program application and priority list.

Vermont Community Loan Fund

Financing source for small businesses, community facilities, and affordable housing for Vermonters. Provides information about non-profit housing and community facility loans and about small business and development capital loans.

Vermont Department of Economic Development

Financing Assistance provides information about financing programs from state agencies, venture capital firms, other sources; rural development loans; contacts for regional revolving loan funds; Guide to Economic Advancement Tax Incentives.

Vermont Department of Housing and Community Affairs

Housing Division contains information about housing and community development programs; affordable housing database. Community Development Program provides overview of grant programs and applications. Division for Historic Preservation provides information about Rehabilitation Investment Tax Credit Programs.

Vermont Department of Public Safety, Energy Efficiency Division

Residential Energy Efficiency Improvement Partnership provides information about financing and other types of assistance for energy efficiency projects in large (five or more units) low-income, multi-family projects.

Vermont Economic Development Authority

Provides information on financing programs, including local development corporation loans, industrial revenue bonds, mortgage loan insurance; links to other agency and chamber of commerce financial assistance programs.

Vermont Housing and Conservation Board

Provides information about feasibility funds for housing and conservation projects in early development stage; information and application for housing loan programs. Lead-Based Paint Hazard Reduction Program includes application and instructions for lead abatement loan

Vermont Housing Finance Agency

Provides eligibility guidelines for multifamily housing construction and permanent loan financing program; eligibility guidelines, loan terms, requirements and guide to nonprofit housing predevelopment and bridge loans. Provides overview, allocation data and application packet for the Low Income Housing Tax Credit Program. Includes list of participating lenders.

Vermont State Infrastructure Bank

Contains program overview, guidelines, eligibility criteria, and financing information.

Virginia Department of Business Assistance

Business Information Center includes information about DBE lending and Minority Contractor Program Working Capital Loan programs. Small Business Financing Authority provides information and forms for loan guaranty program, economic development loan fund, Small Business Environmental Compliance Assistance Fund, and Virginia Capital Access Program. Can browse Virginia Capital Resources Directory for information on more than 70 financing programs administered by federal, state and local organizations.

Virginia Department of Environmental Quality

Provides information about Brownfields Tax Incentive Program, Small Business Environmental Compliance Assistance Loan Fund and other financing programs; Virginia Wastewater Revolving Loan Fund Program application.

Virginia Department of Health

Office of Drinking Water includes construction and financial assistance program information, project list, program guide and applications.

Virginia Department of Historic Resources

Provides forms and information for the Historic Preservation Easement Program and Rehabilitation Tax Credit Program.

Virginia Department of Housing and Community Development

Community Development and Revitalization provides information and forms for rural development, community development and revitalization assistance loan and grant programs. Housing and Rehabilitation provides forms for and information about affordable housing production/preservation finance program, water/sewer programs, Indoor Plumbing Rehabilitation Program.

Virginia Housing Development Authority

Contains overviews, manuals, rates, participating mortgage banker list, contact information, and applications for multifamily housing financing programs.

Virginia Resources Authority

Provides information about and applications for local government infrastructure financing programs, including drinking water, wastewater, solid waste, airport facilities and brownfields.

Virgin Money US

Social lending network that facilitates real estate and small business loans between people. Provides guidelines for lenders and borrowers, loan guides, calculators.


Washington Department of Archaeology and Historic Preservation

Provides information about Historic Investment Tax Credit

Washington Department of Community, Trade and Economic Development

Economic Development Division lists financial and technical assistance programs; community financial assistance programs; downtown revitalization programs. Provides information about project development services and "Infrastructure Financing for Small Communities in Washington State." Local Government Division provides information about community development programs, including for capital facilities; overview of Public Works Board loan programs. Housing Division provides information about housing programs.

Washington Department of Ecology

Provides information about waste management and water quality grants; Coastal Zone Management Project Assistance Grant Program, used for shoreline master program planning.

Washington Economic Development Finance Authority

Provides overview of financing programs, applications and project portfolio.

Washington Health Care Facilities Authority

Provides information about loan programs and loan applications; lists loans in process and recently processed; gives authority meeting schedule and agendas; links to current interest rates.

Washington Higher Education Facilities Authority

Provides tax-exempt financing to non-profit, independent colleges and universities for building and improving facilities. Provides program guides, rules, summaries of recent financings; lists underwriters.

Washington Infrastructure Database

Online resource for locating infrastructure funding or technical assistance in the state. Database organized by type of assistance, industry and eligibility category. Lists current infrastructure opportunities, with program details, dates and contact numbers.

Washington State Housing Finance Commission

Contains program information, eligibility guidelines, loan terms and applications for Low-Income Housing Tax Credits, tax-exempt bonds and Capital Projects Bonds financing programs.

Washington State Public Works Board

Provides program fact sheets, loan applications and contact information for the Public Works Trust Fund loan program; lists approved loans; provides online loan reports.

Washington Transportation Improvement Board

The board invests state gas tax funds in local communities through grant programs serving cities, urban counties and transportation benefit districts. Lists funding programs, provides program applications, forms, guidelines and policies. Provides database of projects; lists project awards.

Water Partnership Council

Registered visitors can download "Establishing Public-Private Partnerships for Water and Wastewater Systems: A Blueprint for Success" handbook. Resources includes "Mayor's Guide to Water and Wastewater Partnership Service Agreements: Terms and Conditions."

West Virginia Bureau for Public Health, Office of Environmental Health Services, Environmental Engineering Division

Provides information, forms and project priority list for the Capacity Development Program and Drinking Water Treatment Revolving Fund; regulations.

West Virginia Department of Environmental Protection

Division of Water and Waste Management provides information about Wastewater Loan Fund.

West Virginia Development Office

Contains information about business and community development; economic development incentive programs, including training, tax incentives, and loans, bonds and other financing.

West Virginia Housing Development Fund

Contains overviews of the Constructing Affordable, Sensible Homes (CASH) Program, Construction Loan Incentive Program (CLIP), rental property rehabilitation program, Low Income Housing Tax Credit Program; information about multifamily housing financing programs; demolition and land development loans; directory of lenders; RFPs aimed at housing developers interested in funding.

West Virginia Infrastructure and Jobs Development Council

Provides financial assistance for construction of water and sewer systems. Includes application process overview, forms, projects database.

West Virginia Rural Water Association

Provides information about wastewater assistance programs, groundwater protection, source water protection.

West Virginia State Historic Preservation Office

Provides overview and forms for Historic Preservation Grants and Tax Credits programs.

West Virginia Water Development Authority

Agency acts as revenue bond bank to local government agencies for construction of wastewater and water facilities. Contains contact and program information; loan guidelines; database of projects.

Wisconsin Department of Commerce

Lists federal, state and local financial assistance programs available to help businesses undertake economic development. Provides program information, application process overview and related information. Programs for Disadvantaged Entrepreneurs includes information about minority business financing programs. Community information lists financial assistance programs for Wisconsin communities, including eligibility requirements, applications and contacts.

Wisconsin Department of Commerce, Division of Safety and Buildings

Private Onsite Wastewater Treatment Systems (POWTS) Program includes information about Wisconsin Fund, which provides grants to homeowners and small businesses for repair, rehabilitation or replacement of existing failing POWTS.

Wisconsin Department of Natural Resources

Bureau of Community Financial Assistance provides program information, applications and contact information for environmental grants and loans. Reference guide provides information on the steps and regulations to be followed from the early stages of the loan process through closeout for each of the programs.

Wisconsin Department of Transportation, Bureau of Highway Construction

Programs for Local Government provides information about transportation planning programs, including Transportation Economic Assistance (TEA) program, which provides 50 percent state grants to governing bodies, private businesses, and consortiums for road, rail, harbor and airport projects that help attract or retain businesses in the state.

Wisconsin: ForwardWisconsin

This public-private marketing organization offers summaries of financial assistance programs available through the Department of Commerce and the Department of Transportation, such as Community Development Block Grants; the Rural Economic Development Program; Major Economic Development Program, which offers loans for business development projects that create a significant economic impact; Industrial Revenue Bonds; and Wisconsin Transportation Facilities Economic Assistance and Development Program.

Wisconsin Health and Educational Facilities Authority

Provides information about financing programs and application forms.

Wisconsin Historical Society, Historic Preservation

Provides information about rehabilitation financial assistance programs.

Wisconsin Housing and Economic Development Authority

Contains information about multifamily housing development programs; downloadable loan applications; contact information; allocation figures; forms for the Housing Tax Credits program; information about small business guarantee and linked deposit loan programs. Can search for small business lenders by city, county or name.

World Bank Group

World's largest international development institution promotes economic growth in client countries. Provides overview of the bank's organization and activities; information about financial assistance, policy advice and technical assistance programs; information about financing for governments and businesses. International Finance Corporation provides guidelines for applying for IFC private sector financing; environmental and social standards; information on project cycle; project document database. Includes information about grant programs and World Bank lending product lines. Regions provides documents; listings of projects and financings by country; country office directory. Private Participation in Infrastructure (PPI) Project Database contains data on more than 3,000 projects in 150 low- and middle-income countries. Data and Research provides data by country and by topic; online databases; reference tables; publications. Projects and Operations includes extensive project and financing information, document databases; business opportunities; Guide to International Business Opportunities; DACON register of consultants; link to Development Gateway Market for tenders and procurement opportunities worldwide; vendor forms and documents; doing business, insurance, bidding guidelines; registration information. Procurement contains vendor guide; terms and conditions for purchase of goods and services and employment of consultants; procurement and consultant manuals; guide to finding business opportunities; list of goods and services the bank buys; vendor registration declaration form; bidding documents; database of contract awards; requests for expression of interest; list of debarred firms; Monthly Operational Summary reports on the status of projects in the pipeline; country procurement assessment reports. Bidding Opportunities includes notices; general terms and conditions; standard bidding documents; consultant guidelines; database of pending, active and closed bank lending projects from 1947 to the present. Private Sector Development contains doing business guide, papers, discussion threads, links.

Wyoming Business Council

Financial Tools contains Financial Resources Guide; information about Industrial Development Revenue Bonds and loan programs. Community Development provides information about grant programs for community facilities, downtown development, housing, infrastructure.

Wyoming Community Development Authority

Contains information about and applications for Small Project Opportunities, HOME, Low-Income Housing Tax Credits and other housing programs; list of tax credit awards.

Wyoming Department of Environmental Quality

Water and Wastewater Program provides information about Drinking Water and Clean Water State Revolving Funds. Storage Tank Program provides information about State Water Pollution Control Revolving Fund.


Zopa Inc.

Borrower members apply for unsecured business loans by posting personal profiles detailing financial needs and circumstances. Investor members buy CDs via partner credit union, view borrower profiles and select borrowers when buying a CD, thus helping reduce the borrower's monthly loan payments. Lists participating credit unions.

More than 500 online news and legal reports on construction law, including claims, payment remedies, damages, government contracting, insurance, building codes, licensing, technology, arbitration, engineering, architecture, infrastructure

Howrey LLP
All rights reserved.
Legal notices, and terms and conditions.

Site SearchSite MapRegistrationAbout HowreyConstructionWebLinksContact Us